You lock the stock
The tokens move out of your wallet into the lending contract, credited to your address. Only you can pull them back out.
Turn the stocks you already own into spendable dollars — without giving up a single share. Borrow USDG in one transaction, repay whenever you want, and keep every bit of the upside.
An illustration: a tokenized stock you keep, rising in value, with dollars flowing out of it.
Non-custodial. Your loan lives on-chain and keeps working whether this site is up or not. Every contract we touch is published.
Live prices, live rates. Nothing is signed and no wallet is needed — move the sliders and see the real numbers before you go near a transaction.
Illustration only, from live prices and rates. Rates move — this is not a quote.
| Stock | Price | Max LTV? | Borrow APR? | USDG available? | |
|---|---|---|---|---|---|
| Loading markets… | |||||
Sell your NVDA and you are out of the position. Borrow against it and you still own every share, including anything it does next.
In most jurisdictions a loan is not a sale, so it does not realise a capital gain. Check your own tax position — we are not tax advisers.
There is no due date and no forfeiture. Repay in a week or in a year. The only thing that can force the issue is the price falling.
The tokens move out of your wallet into the lending contract, credited to your address. Only you can pull them back out.
Same transaction. Spend it, trade it, move it — it is yours. Your stock position is untouched and still moves with the market.
No due date. Pay it back tomorrow or in three years and the stock is released. Repaying costs nothing beyond the interest.
Collateral can be liquidated if the price falls far enough — the simulator above shows exactly where that line sits for any amount. Full risk disclosure
One fee, split two ways, on-chain and inspectable. No staking scheme, no emissions, no rebasing — revenue in, supply out.
A 1.00% fee comes out of the amount borrowed. It is the only revenue Kept takes.
50% buys KEPT on the open market and sends it to a burn address. Supply only goes down.
The other 50% funds development, audits and infrastructure. Nothing is skimmed beyond this.
No deadline to repay. A liquidator can only ever take enough collateral to cover your debt plus a bonus — never the whole position.
The figure above is your loan plus the interest it has accrued. Kept adds no fee to repay. A 1% buffer is pulled to cover interest still accruing while the transaction confirms; anything unused is returned in the same transaction.
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Kept never sees your seed phrase or private keys, and cannot move your funds. Connecting only shares your public address.
Your wallet shared its address, but you are not connected yet. One signature finishes it: it proves you control this address and records that you accept the terms.
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