Transparency
Every contract and wallet Kept touches, published here so you can check it yourself. If an address is not on this page, our interface does not call it.
Non-custodial
Collateral is recorded against your address inside Morpho. Our router calls
every function with onBehalf = you, so we cannot move, borrow
against, or withdraw your stock.
No admin key over your funds
Three things, and no more: the fee (capped at 2% in code), the wallet it goes to, and sweeping tokens sent to the router by mistake — it holds no balances in normal use. Nothing can touch a position: your collateral is recorded against your own address inside Morpho.
Works without us
Morpho is immutable and independent. If this website vanished, your loan would continue and you could repay it directly through the protocol.
Kept contracts
Protocol we build on
Assets
Live contract state
read from chain in your browserRouter settings
—Read live from the deployed router. If the fee shown here disagrees with the site, believe the contract.
Network
—Kept has no private backend for reads that matter — your wallet talks to the chain directly.
Where the security work stands
The router is deliberately minimal: one contract, no funds held between transactions, no ability to own a position, and a fee hard-capped in code. It has been through an adversarial review covering cross-user access, reentrancy, hostile market parameters, fee manipulation and the admin surface — with a reproducible test suite that ships in the repository.
It has not yet been audited by a third party. That review is the next step and the report will be published here. Price oracles, liquidation bots and the lending pools themselves are run by Chainlink and Morpho, not by us, so their risks are theirs to carry — see the risk disclosure.